TVNET<\/p>\n
B\u0101denes-Virtembergas Valsts kaltuv\u0113 (“Staatliche M\u00fcnzen Baden-W\u00fcrttemberg”) kalt\u0101s Latvijas eiro mon\u0113tas. (Publicit\u0101tes foto)
\nB\u0101denes-Virtembergas Valsts kaltuv\u0113 (“Staatliche M\u00fcnzen Baden-W\u00fcrttemberg”) kalt\u0101s Latvijas eiro mon\u0113tas. (Publicit\u0101tes foto) TVNET las\u012bt\u0101ja Sintija dal\u012bj\u0101s st\u0101st\u0101 par situ\u0101ciju ar kred\u012bta \u0146em\u0161anu. Sintijas m\u0101te esot pa\u0146\u0113musi nelielu kred\u012btu \u2013 5000 eiro \u2013 komp\u0101nij\u0101 SIA Sefinance, par ko n\u0101cies samaks\u0101t 20% komisijas maksu. Sintija l\u016bdza TVNET noskaidrot, vai tik lielas komisijas maksas ir adekv\u0101tas.<\/p>\n
\u201cProbl\u0113ma ir taj\u0101, ka vi\u0146a sa\u0146\u0113ma uz konta tikai 4000 eiro, jo 1000 eiro bija j\u0101apmaks\u0101 komisijas maksa \u0161ai komp\u0101nijai,\u201d past\u0101st\u012bja Sintija. P\u0113c Sintijas dom\u0101m, komp\u0101nijas p\u0101rst\u0101vji izmantoju\u0161i situ\u0101ciju, ka kred\u012bta \u0146\u0113m\u0113ja ir gados vec\u0101ks cilv\u0113ks, jo par iev\u0113rojamo komisijas maksu Sintijas m\u0101te esot inform\u0113ta tikai tad, kad visi dokumenti jau bija sagatavoti parakst\u012b\u0161anai. \u201cEs visu saprotu, ka tas ir bizness, bet vai patie\u0161\u0101m pret vec\u0101kiem cilv\u0113kiem t\u0101 ir norm\u0101la prakse. Vai t\u0101 ir norm\u0101la prakse, ka par kred\u012btu ir j\u0101maks\u0101 \u0161\u0101das komisijas maksas?\u201d interes\u0113jas Sintija.<\/p>\n
Sintija ar\u012b noskaidrojusi, ka vair\u0101k\u0101m komp\u0101nij\u0101m \u2013 SIA Sefinance Credit, SIA Sefinance Corporate, SIA LK Capital \u2013 ir viens \u012bpa\u0161nieks.<\/p>\n
TVNET v\u0113rs\u0101s pie Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra (PTAC) ar l\u016bgumu koment\u0113t \u0161\u0101du kred\u012btu izsnieg\u0161anas praksi. PTAC komunik\u0101cijas da\u013cas vad\u012bt\u0101ja Sanita Gertmane nor\u0101d\u012bja, ka kred\u012btdev\u0113jam vai p\u0101rkredit\u0113t\u0101jam ir pien\u0101kums izskaidrot l\u012bguma nianses, ta\u010du Sintijas aprakst\u012btaj\u0101 situ\u0101cij\u0101, ja l\u012bguma parakst\u012b\u0161ana notikusi kl\u0101tien\u0113, kred\u012bta \u0146\u0113m\u0113jai bija visas iesp\u0113jas iepaz\u012bties ar dokumenta saturu pirms parakst\u012b\u0161anas.<\/p>\n
Gertmane ar\u012b past\u0101st\u012bja, ka gad\u012bjumos, kad klients jau ir parakst\u012bjis l\u012bgumus, bet tom\u0113r p\u0113d\u0113j\u0101 br\u012bd\u012b sapratis, ka komisijas maksa ir p\u0101r\u0101k liela, klientam ir ties\u012bbas atteikties no dar\u012bjuma, tai skait\u0101 ar\u012b atteikties no papildpakalpojuma l\u012bguma par finans\u0113juma piesaisti.<\/p>\n
\u201cAtbildot uz jaut\u0101jumu \u2013 vai t\u0101 ir norm\u0101la prakse, tas b\u016btu v\u0113rt\u0113jams katr\u0101 atsevi\u0161\u0137\u0101 gad\u012bjum\u0101,\u201d saka Gertmane. Vi\u0146a nor\u0101da, ka bie\u017ei vien pie kred\u012btu starpnieku firm\u0101m v\u0113r\u0161as naudas gr\u016bt\u012bbas non\u0101ku\u0161i cilv\u0113ki, kuriem var b\u016bt p\u0101r\u0101k mazas zin\u0101\u0161anas par kredit\u0113\u0161anas biznesu, kas l\u012bdz ar to noved pie p\u0101rpratumiem. \u201cPie zin\u0101miem apst\u0101k\u013ciem, v\u0113r\u0161oties pie kred\u012btu starpniekiem, da\u017ek\u0101rt iesp\u0113jams ieg\u016bt labv\u0113l\u012bg\u0101kus kredit\u0113\u0161anas nosac\u012bjumus,\u201d piebilst Gertmane.<\/p>\n","protected":false},"excerpt":{"rendered":"
TVNET B\u0101denes-Virtembergas Valsts kaltuv\u0113 (“Staatliche M\u00fcnzen Baden-W\u00fcrttemberg”) kalt\u0101s Latvijas eiro mon\u0113tas. (Publicit\u0101tes foto) B\u0101denes-Virtembergas Valsts kaltuv\u0113 (“Staatliche M\u00fcnzen Baden-W\u00fcrttemberg”) kalt\u0101s<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,2,4,3],"tags":[],"class_list":["post-723","post","type-post","status-publish","format-standard","hentry","category-aktuali","category-jaunumi","category-maksatnespeja","category-pubikacija"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=723"}],"version-history":[{"count":2,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/723\/revisions"}],"predecessor-version":[{"id":725,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/723\/revisions\/725"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}