{"id":682,"date":"2023-03-18T10:08:17","date_gmt":"2023-03-18T10:08:17","guid":{"rendered":"https:\/\/kreditnemejuasociacija.lv\/?p=682"},"modified":"2023-07-13T10:09:01","modified_gmt":"2023-07-13T10:09:01","slug":"par-pasnavibas-iemeslu-var-klut-ari-kredits","status":"publish","type":"post","link":"https:\/\/kreditnemejuasociacija.lv\/?p=682","title":{"rendered":"PAR PA\u0160N\u0100V\u012aBAS IEMESLU VAR K\u013b\u016aT AR\u012a KRED\u012aTS!"},"content":{"rendered":"
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Latvij\u0101 ik gadu pa\u0161n\u0101v\u012bbas izdara ne maz\u0101k par 300 cilv\u0113kiem, starp kuriem netr\u016bkst ar\u012b t\u0101du, kas \u0161\u0137irties no dz\u012bves l\u0113mu\u0161i tie\u0161i par\u0101dsaist\u012bbu d\u0113\u013c, uzskata Latvijas Kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas valdes priek\u0161s\u0113d\u0113t\u0101js J\u0101nis \u0100boli\u0146\u0161.<\/div>\n<\/div>\n
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Saska\u0146\u0101 ar Valsts tiesu medic\u012bnas ekspert\u012bzes centra publiskotajiem datiem 2021. gad\u0101 izdar\u012btas 267 pa\u0161n\u0101v\u012bbas, 2020. gad\u0101 298 pa\u0161n\u0101v\u012bbas un 2019. gad\u0101 ar\u012b 298. Diem\u017e\u0113l inform\u0101cija par 2022. gadu v\u0113l nav apkopota, ta\u010du ar\u012b \u0161ie skait\u013ci b\u016btu tikai viena da\u013ca no re\u0101li izdar\u012bto pa\u0161n\u0101v\u012bbu skaita, jo Valsts tiesu medic\u012bnas ekspert\u012bzes centrs apkopo datus tikai par t\u0101m pa\u0161n\u0101v\u012bb\u0101m, kas non\u0101ku\u0161as ties\u012bbsarg\u0101jo\u0161o iest\u0101\u017eu redzeslok\u0101 un n\u0101ves c\u0113lo\u0146a apliecin\u0101\u0161anai t\u0101du vai sav\u0101d\u0101ku iemeslu d\u0113\u013c ir bijis nepiecie\u0161ams eksperta atzinums.<\/div>\n<\/div>\n
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Patiesais pa\u0161n\u0101v\u012bbu skaits visdr\u012bz\u0101k ir liel\u0101ks, jo da\u013c\u0101 gad\u012bjumu pietiek ar \u0101rsta sl\u0113dzienu un t\u0101d\u0101 veid\u0101 re\u0123istr\u0113to n\u0101vju skaits \u0161aj\u0101 statistik\u0101 nepar\u0101d\u0101s. Slim\u012bbu profilakses un kontroles centra apkopotie dati par 2022. gadu liecina, ka pag\u0101ju\u0161aj\u0101 gad\u0101 Latvij\u0101 izdar\u012bta 221 pa\u0161n\u0101v\u012bba (vecuma grup\u0101 18+), ta\u010du \u0161ie dati ar\u012b nav piln\u012bgi, jo da\u013c\u0101 gad\u012bjumu v\u0113l tiek veikta izmekl\u0113\u0161ana (taj\u0101 skait\u0101 ar\u012b Valsts tiesu medic\u012bnas ekspert\u012bzes centr\u0101), un t\u0101d\u0113\u013c re\u0101lie dati b\u016bs redzami tikai \u0161\u012b gada nogal\u0113.<\/div>\n<\/div>\n
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RISKI LIEL\u0100KI CILV\u0112KIEM AR PAR\u0100DSAIST\u012aB\u0100M<\/div>\n<\/div>\n
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Latvijas Kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas valdes priek\u0161s\u0113d\u0113t\u0101js nesl\u0113pj, ka par Latviju \u0161obr\u012bd citu \u2013 prec\u012bz\u0101ku datu nav, ta\u010du atsaucas uz Zviedrij\u0101 – \u201cS\u00f6dert\u00f6rn\u201d Universit\u0101t\u0113 veikto p\u0113t\u012bjumu, kur\u0101 secin\u0101ts, ka cilv\u0113kiem vecuma grup\u0101 no 18 l\u012bdz 64 gadiem, kuriem biju\u0161as par\u0101du probl\u0113mas, ir divarpus reizes liel\u0101ks risks izdar\u012bt pa\u0161n\u0101v\u012bbu, nek\u0101 tiem, kuri t\u0101s nav izdar\u012bju\u0161i. \u201cPie\u0146emot, ka Zviedrij\u0101 ir augst\u0101ks dz\u012bves l\u012bmenis, sak\u0101rtot\u0101ka un taisn\u012bg\u0101ka kred\u012btsaist\u012bbu likumdo\u0161ana, k\u0101 ar\u012b \u013coti akt\u012bvi darbojas da\u017e\u0101di soci\u0101lie dienesti, kas r\u016bp\u0113jas par iedz\u012bvot\u0101ju ment\u0101lo vesel\u012bbu, es teiktu, ka Latvij\u0101 \u0161ie riski ir daudzk\u0101rt liel\u0101ki,\u201d asoci\u0101cijas redz\u0113jumu skaidro J\u0101nis \u0100boli\u0146\u0161.<\/div>\n<\/div>\n
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Z\u012bm\u012bgi, ka saska\u0146\u0101 ar Pasaules Bankas datiem 2019. gad\u0101 Latvija pa\u0161n\u0101v\u012bbu skaita zi\u0146\u0101 uz 100 000 iedz\u012bvot\u0101jiem Eiropas Savien\u012bb\u0101 ir bijusi otraj\u0101 viet\u0101 aiz Lietuvas.<\/div>\n<\/div>\n
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\u0100boli\u0146\u0161 gan atz\u012bst, ka \u201cbez speci\u0101liem p\u0113t\u012bjumiem nav iesp\u0113jams prec\u012bzi pateikt, cik liels skaits no tiem cilv\u0113kiem, kas l\u0113mu\u0161i \u0161\u0137irties no dz\u012bv\u012bbas Latvij\u0101, to izdar\u012bju\u0161i tie\u0161i kred\u012btsaist\u012bbu d\u0113\u013c. Ta\u010du starp tiem, kuri v\u0113rsu\u0161ies pie m\u016bsu asoci\u0101cijas p\u0113c pal\u012bdz\u012bbas, ir gan \u0161o cilv\u0113ku pieder\u012bgie (kuri p\u0113c tam m\u0113\u0123ina tikt gal\u0101 ar aizg\u0101j\u0113ju atst\u0101to kred\u012btu nastu), gan ar\u012bdzan citi ticami avoti, kas \u013cauj mums secin\u0101t, ka \u0161\u0101du cilv\u0113ku skaits ir daudz liel\u0101ks, nek\u0101 pie\u0146emts uzskat\u012bt.\u201d<\/div>\n<\/div>\n
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Asoci\u0101cijas vad\u012bt\u0101js uzsver \u2013 diem\u017e\u0113l \u0161\u0101dus gad\u012bjumus sabiedr\u012bba izv\u0113l\u0101s \u201cneredz\u0113t\u201d, jo ir pie\u0146emts uzskat\u012bt, ka kred\u012bt\u0146\u0113m\u0113ji tiek uzskat\u012bti par \u201cneapdom\u012bgiem cilv\u0113kiem\u201d, lai gan paties\u012bb\u0101 tas neb\u016bt t\u0101 nav. \u201cBie\u017ei vien cilv\u0113ki pa\u0146em kred\u012btu, jo ir spiesti to dar\u012bt, lai atrisin\u0101tu k\u0101du steidzamu probl\u0113mu, piem\u0113ram, lai apmaks\u0101tu ar vesel\u012bbas apr\u016bpi saist\u012btos izdevumus, nodro\u0161in\u0101tu k\u0101dus maks\u0101jumus par b\u0113rnu vai salabotu auto, ar ko nok\u013c\u016bt l\u012bdz darbam. Ta\u010du beig\u0101s (piem\u0113ram, to pa\u0161u vesel\u012bbas probl\u0113mu d\u0113\u013c) iekr\u012bt par\u0101du j\u016bg\u0101 un nesp\u0113j vairs no t\u0101 izrauties. Vieni n\u0101k pie mums, un tad m\u0113s m\u0113\u0123in\u0101m vi\u0146iem pal\u012bdz\u0113t, iedro\u0161in\u0101t, uzmundrin\u0101t, bet ir ar\u012b gad\u012bjumi, kad pie mums vairs n\u0101k tikai \u0161o cilv\u0113ku radinieki, kuriem j\u0101tiek gal\u0101 ar to, kas palicis p\u0113c aizg\u0101j\u0113jiem.\u201d<\/div>\n<\/div>\n
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\u201c\u0145emot v\u0113r\u0101 iepriek\u0161 min\u0113to, m\u0113s k\u0101 Latvijas Kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija v\u0113lamies mudin\u0101t cilv\u0113kus, kuriem radu\u0161\u0101s probl\u0113mas ar kred\u012btu nomaksu, nekaun\u0113ties un v\u0113rsties p\u0113c pal\u012bdz\u012bbas iest\u0101d\u0113s un organiz\u0101cij\u0101s, kas ar to nodarbojas. M\u0113s esam tikai viena no t\u0101d\u0101m organiz\u0101cij\u0101m, bet dz\u012bv\u012bba ir daudz augst\u0101ka v\u0113rt\u012bba par bail\u0113m piedz\u012bvot kaunu vai nosod\u012bjumu apk\u0101rt\u0113jo ac\u012bs. Gandr\u012bz vienm\u0113r ir iesp\u0113ja pal\u012bdz\u0113t, run\u0101t ar kreditoriem un vienoties. Ar\u012b tajos gad\u012bjumos, kad tas \u0161\u0137iet bezcer\u012bgi. Nav t\u0101du kreditoru, kas b\u016btu ieinteres\u0113ti, lai kred\u012bt\u0146\u0113m\u0113js dar\u012btu galu dz\u012bv\u012bbai, jo t\u0101s ir probl\u0113mas ar\u012b vi\u0146iem (vismaz juridiskas). Protams, ar\u012b tuviniekiem j\u0101piev\u0113r\u0161 uzman\u012bba tam, k\u0101 main\u0101s to cilv\u0113ku iztur\u0113\u0161an\u0101s un attieksme, kas non\u0101ku\u0161i par\u0101dsaist\u012bb\u0101s. Un \u0161\u0101dos br\u012b\u017eos ir \u0101rk\u0101rt\u012bgi svar\u012bgi, lai vi\u0146i pareizaj\u0101 moment\u0101 sa\u0146emtu mor\u0101lu atbalstu no pa\u0161iem tuv\u0101kajiem, lai k\u0101ds ar\u012b neb\u016btu par\u0101dsaist\u012bbu iemesls,\u201d organiz\u0101cijas nost\u0101ju pau\u017e J\u0101nis \u0100boli\u0146\u0161.<\/div>\n
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P\u0112C PAL\u012aDZ\u012aBAS var v\u0113rsties Latvijas Kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cij\u0101, zvanot pa t\u0101lruni +371 29141525 vai rakstot uz e-pastu: mkcentrs@hotmail.com<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Latvij\u0101 ik gadu pa\u0161n\u0101v\u012bbas izdara ne maz\u0101k par 300 cilv\u0113kiem, starp kuriem netr\u016bkst ar\u012b t\u0101du, kas \u0161\u0137irties no dz\u012bves l\u0113mu\u0161i<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,2,3],"tags":[],"class_list":["post-682","post","type-post","status-publish","format-standard","hentry","category-aktuali","category-jaunumi","category-pubikacija"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=682"}],"version-history":[{"count":1,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/682\/revisions"}],"predecessor-version":[{"id":683,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/682\/revisions\/683"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}