{"id":543,"date":"2018-06-18T09:56:15","date_gmt":"2018-06-18T09:56:15","guid":{"rendered":"https:\/\/kreditnemejuasociacija.lv\/?p=543"},"modified":"2018-06-18T09:56:15","modified_gmt":"2018-06-18T09:56:15","slug":"pirms-velesanam-politiki-naski-risina-atro-kreditu-problemas","status":"publish","type":"post","link":"https:\/\/kreditnemejuasociacija.lv\/?p=543","title":{"rendered":"Pirms v\u0113l\u0113\u0161an\u0101m politi\u0137i naski risina \u201c\u0101tro kred\u012btu\u201d probl\u0113mas"},"content":{"rendered":"<p style=\"color: #535353;\">Partijas, kas \u010detrus gadus kop\u0161 Saeimas v\u0113l\u0113\u0161an\u0101m atteic\u0101s saskat\u012bt jebk\u0101das probl\u0113mas priv\u0101tpersonu maks\u0101tnesp\u0113jas proces\u0101, tai skait\u0101 nesaskat\u012bja probl\u0113mas t\u0101 saukto \u201c\u0101tro kred\u012btu\u201d jom\u0101, negaid\u012bti main\u012bju\u0161as attieksmi. P\u0113k\u0161\u0146i ar poz\u012bcijas deput\u0101tu atbalstu uz skat\u012b\u0161anu Saeim\u0101 tiek virz\u012bt groz\u012bjumi Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101, kurus iepriek\u0161 atbild\u012bg\u0101 Ekonomikas ministrija nod\u0113v\u0113ja par \u201cnepietiekami visaptvero\u0161iem\u201d. Lai ar\u012b ir paz\u012bmes, kas liecina \u2013 p\u0113k\u0161\u0146\u0101 jaut\u0101juma aktualiz\u0113\u0161ana var izr\u0101d\u012bties tikai partiju priek\u0161v\u0113l\u0113\u0161anu kampa\u0146as elements, Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija izsaka cer\u012bbas, ka t\u0101 nav un groz\u012bjumus apstiprin\u0101s v\u0113l eso\u0161ais Saeimas sasaukums, bet jaunais tos neaptur\u0113s, t\u0101 port\u0101lam \u201cLa.lv\u201d pauda\u00a0Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas\u00a0(LAKRA) valdes loceklis J\u0101nis \u0100boli\u0146\u0161.<\/p>\n<p style=\"color: #535353;\">LAKRA daudzk\u0101rt neatlaid\u012bgi v\u0113rsusi sabiedr\u012bbas un likumdev\u0113ja uzman\u012bbu uz b\u016btiskiem tr\u016bkumiem nebanku kredit\u0113\u0161anas jom\u0101, kas pasliktina gan iedz\u012bvot\u0101ju, gan ar\u012b visas valsts finan\u0161u r\u0101d\u012bt\u0101jus. Galvenie tr\u016bkumi \u2013 nepietiekams nozares regul\u0113jums un kontrole p\u0101r to. Rezult\u0101t\u0101 aizdevumi tiek izsniegti ar\u012b person\u0101m bez adekv\u0101tas maks\u0101tsp\u0113jas, strauji palielin\u0101s to iedz\u012bvot\u0101ju skaits, kuri nesp\u0113j pild\u012bt savas saist\u012bbas, aug kop\u0113jais iedz\u012bvot\u0101ju par\u0101ds un neizb\u0113gami palielin\u0101s par\u0101du piedzi\u0146as apjoms. Galven\u0101s probl\u0113mas saist\u012btas ar t\u0101 saucamajiem \u0101trajiem kred\u012btiem.<br \/>\nLAKRA valdes loceklis J\u0101nis \u0100boli\u0146\u0161 nor\u0101da, ka deput\u0101tu viedoklis par nebanku kredit\u0113\u0161anas jomu bijis \u013coti main\u012bgs. Gada s\u0101kum\u0101 LAKRA akt\u012bvi iesaist\u012bjusies, lai nepie\u013cautu iedz\u012bvot\u0101jiem nelabv\u0113l\u012bgu groz\u012bjumu pie\u0146em\u0161anu Maks\u0101tnesp\u0113jas likum\u0101, kur\u0101 deput\u0101ti bija iecer\u0113ju\u0161i likvid\u0113t \u0123imenes bankrotu. Par sp\u012bti daudzu poz\u012bcijas deput\u0101tu pretest\u012bbai, \u0123imenes bankrots tika saglab\u0101ts. Vienlaikus kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija rosin\u0101ja groz\u012bt Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likumu, taj\u0101 iek\u013caujot striktu regul\u0113jumu, kas nebanku sektora aizdevumu izsniedz\u0113jiem liktu r\u016bp\u012bgi p\u0101rbaud\u012bt katra kred\u012bta pieteic\u0113ja maks\u0101tsp\u0113ju.<br \/>\n\u201cV\u0113l mart\u0101 ar rosin\u0101jumu par nepiecie\u0161amiem groz\u012bjumiem Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101 v\u0113rs\u0101mies Ekonomikas ministrij\u0101. Aicin\u0101j\u0101m likum\u0101 iestr\u0101d\u0101t groz\u012bjumus, kas aizdev\u0113jam uzliktu par pien\u0101kumu p\u0101rbaud\u012bt potenci\u0101l\u0101 aiz\u0146\u0113m\u0113ja kred\u012btsp\u0113ju \u2013 ien\u0101kumus, eso\u0161\u0101s saist\u012bbas, to izpildes discipl\u012bnu un sp\u0113ju atdot jaunu kred\u012btu, s\u0101kot ar 100 eiro liela aiz\u0146\u0113muma piepras\u012bjumu. L\u012bdz \u0161im l\u012bdz\u012bga pras\u012bba, ta\u010du s\u0101kot ar 427 eiro liela kred\u012bta piepras\u012bjumu, bija iek\u013cauta tikai Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likuma vadl\u012bnij\u0101s, kur\u0101m vair\u0101k ir rekomend\u0113jo\u0161s, nevis strikti regul\u0113jo\u0161s raksturs. Tom\u0113r no Ekonomikas ministrijas sa\u0146\u0113m\u0101m atbildi, ka priek\u0161likumi nav visaptvero\u0161i un situ\u0101ciju ne\u013caus uzlabot. P\u0113c nesen Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra (PTAC) publiskotajiem datiem par kl\u0101tien\u0113s p\u0101rbaud\u0113m pie 16 \u0101tro kred\u012btu izsniedz\u0113jiem un atkl\u0101tajiem p\u0101rk\u0101pumiem katr\u0101 no tiem, atk\u0101rtoti aicin\u0101j\u0101m Ekonomikas ministriju uz sarun\u0101m, lai rastu priek\u0161likumus nozares sak\u0101rto\u0161anai. Ministrija t\u0101m piekritusi, ta\u010du aktualit\u0101te zudusi, jo p\u0113k\u0161\u0146i groz\u012bjumi Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101 tiek virz\u012bti uz skat\u012b\u0161anu Saeim\u0101,\u201d inform\u0113 \u0100boli\u0146\u0161.<\/p>\n<p style=\"color: #535353;\">Saeimas atbild\u012bgaj\u0101 komisij\u0101 opoz\u012bcijas iesniegtie groz\u012bjumi Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101, kas iepriek\u0161 v\u0113rt\u0113ti k\u0101 nepietiekami visaptvero\u0161i, bet tagad guvu\u0161i atbalstu, pirmaj\u0101 las\u012bjum\u0101 tiks skat\u012bti jau otrdien, 19. j\u016bnij\u0101.<\/p>\n<p style=\"color: #535353;\">\u201cPar negaid\u012bto pav\u0113rsienu esam gandar\u012bti. T\u0101pat esam gandar\u012bti, ka at\u0161\u0137ir\u012bb\u0101 no situ\u0101cijas ar pl\u0101niem sv\u012btrot \u0123imenes bankrotu no Maks\u0101tnesp\u0113jas likuma, par ko nebij\u0101m inform\u0113ti, uz atbild\u012bgo Tautsaimniec\u012bbas, agr\u0101r\u0101s, vides un re\u0123ion\u0101l\u0101s politikas komisijas s\u0113di ar\u012b m\u0113s esam uzaicin\u0101ti. Zin\u0101mas ba\u017eas gan rada fakts, ka Saeima nol\u0113musi opoz\u012bcijas iesniegtos groz\u012bjumus Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101 skat\u012bt tagad \u2013 p\u0101ris dienas pirms vair\u0101k nek\u0101 2 m\u0113ne\u0161us garaj\u0101m vasaras br\u012bvdien\u0101m. Zinot, ka deput\u0101ti darb\u0101 atgriez\u012bsies septembr\u012b, bet jau oktobr\u012b b\u016bs Saeimas v\u0113l\u0113\u0161anas, pie\u0146\u0113mums, ka Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likuma groz\u012bjumu projekts tiks apstiprin\u0101ts v\u0113l \u0161aj\u0101 sasaukum\u0101 ir v\u0101j\u0161. Un tom\u0113r, kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija sagaida, ka samilzu\u0161\u0101s probl\u0113mas nebanku kredit\u0113\u0161anas nozar\u0113 politi\u0137i patie\u0161\u0101m risin\u0101s nevis izmantos tikai savai priek\u0161v\u0113l\u0113\u0161anu kampa\u0146ai, k\u0101 tas bija pirms \u010detriem gadiem, kad aizejo\u0161\u0101 Saeima gan sa\u012bsin\u0101ja priv\u0101tpersonu maks\u0101tnesp\u0113jas procesu termi\u0146u, ta\u010du, iek\u013c\u016bstot jaunaj\u0101 \u2013 tagad\u0113j\u0101 Saeim\u0101, tos t\u016bda\u013c aptur\u0113ja,\u201d akcent\u0113 \u0100boli\u0146\u0161.<\/p>\n<p style=\"color: #535353;\">Vienlaikus gan Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija uzsver, ka ar\u012b cilv\u0113kiem ir j\u0101b\u016bt atbild\u012bgiem un, pie\u0146emot l\u0113mumu par jaunu aiz\u0146\u0113mumu, ir r\u016bp\u012bgi j\u0101izv\u0113rt\u0113 savas iesp\u0113jas to atdot.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Partijas, kas \u010detrus gadus kop\u0161 Saeimas v\u0113l\u0113\u0161an\u0101m atteic\u0101s saskat\u012bt jebk\u0101das probl\u0113mas priv\u0101tpersonu maks\u0101tnesp\u0113jas proces\u0101, tai skait\u0101 nesaskat\u012bja probl\u0113mas t\u0101 saukto<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-543","post","type-post","status-publish","format-standard","hentry","category-aktuali"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=543"}],"version-history":[{"count":1,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/543\/revisions"}],"predecessor-version":[{"id":544,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/543\/revisions\/544"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}