Nebanku kredit\u0113t\u0101ju uzraudz\u012bba un darb\u012bbas likumiskais regul\u0113jums joproj\u0101m raksturojams k\u0101 form\u0101ls, nevis re\u0101ls un uz nozares sak\u0101rto\u0161anu v\u0113rsts. Turpina palielin\u0101ties \u0101trajos kred\u012btos izsniegt\u0101s summas . Turkl\u0101t, aktiviz\u0113joties bez maksas pieejamo jauno kred\u012btu izsnieg\u0161anai, seko to masveida pagarin\u0101\u0161ana, kas vairs nav bez maksas, t\u0101 port\u0101lu \u201cLa.lv\u201d inform\u0113\u00a0 Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas valdes loceklis J\u0101nis \u0100boli\u0146\u0161.<\/p>\n
\u201dSaeimai un vald\u012bbai daudzk\u0101rt esam uzsv\u0113ru\u0161i, ka, nepie\u0146emot strikt\u0101ku regul\u0113jumu, iedz\u012bvot\u0101ji apzin\u0101ti tiek gr\u016bsti par\u0101du j\u016bg\u0101, kas v\u0113l\u0101k daudzus spie\u017e ar\u012b b\u0113gt no valsts. Str\u0101d\u0101jot ar saviem klientiem, to redzam katru dienu,\u201d\u00a0 uz aizvien briesto\u0161o probl\u0113mu \u0100boli\u0146\u0161.<\/p>\n
Pirms gada \u2013 2017. gada 1. pusgad\u0101\u00a0 \u2013 nebanku kredit\u0113t\u0101ju kred\u012btportfelis bija vair\u0101k nek\u0101 560 miljoni eiro. \u0145emot v\u0113r\u0101, ka kop\u0161 2013. gada nebanku kredit\u0113t\u0101ju izsniegto aizdevumu apjoms katru gadu ir turpin\u0101jis palielin\u0101ties par 64 l\u012bdz 73 miljoniem eiro, ir prognoz\u0113jams, ka \u0161obr\u012bd tas var\u0113tu b\u016bt ap 630 miljoniem eiro.<\/p>\n
\u201cT\u0101 ir milz\u012bga par\u0101da nasta. Sal\u012bdzin\u0101jumam var min\u0113t, ka nebanku kred\u012btu apjoms ir turpat se\u0161as reizes liel\u0101ks, nek\u0101 Latvijas otras liel\u0101k\u0101s pils\u0113tas \u2013 Daugavpils \u2013 bud\u017eets 2018. gadam. \u0145emot v\u0113r\u0101 kred\u012btus, ko iedz\u012bvot\u0101ji sa\u0146\u0113mu\u0161i ar\u012b bank\u0101s, cilv\u0113ku par\u0101du j\u016bgs ir milz\u012bgs un kuru katru br\u012bdi var izrais\u012bt krahu,\u201d p\u0101rliecin\u0101ts \u0100boli\u0146\u0161.<\/p>\n
Vi\u0146\u0161 uzsver, ka b\u016btisk\u0101kais ir pan\u0101kt, lai nebanku kredit\u0113t\u0101jiem par oblig\u0101tu pien\u0101kumu tiek uzlikta kred\u012bta pieteic\u0113ja maks\u0101tsp\u0113jas objekt\u012bva un pilnv\u0113rt\u012bga nov\u0113rt\u0113\u0161ana.<\/p>\n
\u201c\u0160obr\u012bd Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likuma vadl\u012bnij\u0101s ir noteikts, ka tikpat r\u016bp\u012bgi k\u0101 bank\u0101m j\u0101p\u0101rbauda savu kred\u012bta pieteic\u0113ju finan\u0161u un maks\u0101tsp\u0113jas dati, ar\u012b nebanku kredit\u0113t\u0101jiem j\u0101p\u0101rbauda visa inform\u0101cija par person\u0101m, kas v\u0113las sa\u0146emt 427 eiro lielus un liel\u0101kus aiz\u0146\u0113mumus. Vai tas notiek realit\u0101t\u0113 \u2013 ir pamatotas aizdomas. Pret\u0113j\u0101 gad\u012bjum\u0101 neb\u016btu iesp\u0113jams, ka viena persona ar p\u0101ris min\u016b\u0161u starp\u012bbu \u0101tros kred\u012btus sa\u0146em pie vair\u0101kiem aizdev\u0113jiem, tai skait\u0101 \u2013 vienas juridiskas personas, kas oper\u0113 ar vair\u0101kiem \u0101tr\u0101 kred\u012bta z\u012bmoliem. Jau pirms vair\u0101kiem gadiem situ\u0101cija ar p\u0101rlieku viegli pieejamiem kred\u012btiem bija draudo\u0161a, nupat t\u0101 sola dr\u012bzu krahu,\u201d p\u0101rliecin\u0101ts ir \u0100boli\u0146\u0161.<\/p>\n
T\u0101d\u0113\u013c Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas v\u0101rd\u0101 vi\u0146\u0161 v\u0113lreiz aicina vald\u012bbu un Saeimu rast sp\u0113ku nost\u0101ties pret nebanku kredit\u0113t\u0101ju lobijam un pie\u0146emt strikt\u0101ku nebanku kredit\u0113\u0161anas nozares regul\u0113jumu, kas daudzus iedz\u012bvot\u0101jus pasarg\u0101tu no neapdom\u012bg\u0101m saist\u012bb\u0101m. Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija ir p\u0101rliecin\u0101ta, ka r\u016bp\u012bgai potenci\u0101l\u0101 klienta maks\u0101tsp\u0113jai b\u016btu j\u0101notiek jau br\u012bd\u012b, kad tiek l\u016bgts 100, 150 eiro liels aizdevums.<\/p>\n
Vienlaikus gan Latvijas kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cija uzsver, ka ar\u012b cilv\u0113kiem ir j\u0101b\u016bt atbild\u012bgiem, un, pie\u0146emot l\u0113mumu par jaunu aiz\u0146\u0113mumu, j\u0101izv\u0113rt\u0113 savas iesp\u0113jas to atdot.<\/p>\n","protected":false},"excerpt":{"rendered":"
Nebanku kredit\u0113t\u0101ju uzraudz\u012bba un darb\u012bbas likumiskais regul\u0113jums joproj\u0101m raksturojams k\u0101 form\u0101ls, nevis re\u0101ls un uz nozares sak\u0101rto\u0161anu v\u0113rsts. Turpina palielin\u0101ties<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-529","post","type-post","status-publish","format-standard","hentry","category-aktuali"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=529"}],"version-history":[{"count":1,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/529\/revisions"}],"predecessor-version":[{"id":530,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/529\/revisions\/530"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=529"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=529"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}