{"id":339,"date":"2014-10-07T10:16:49","date_gmt":"2014-10-07T10:16:49","guid":{"rendered":"https:\/\/kreditnemejuasociacija.lv\/?p=339"},"modified":"2014-10-07T10:16:49","modified_gmt":"2014-10-07T10:16:49","slug":"prezidents-izsludina-komercbankas-saniknojusos-likuma-grozijumus-par-nolikto-atslegu-principu-delfi-bizness-06-10-2014","status":"publish","type":"post","link":"https:\/\/kreditnemejuasociacija.lv\/?p=339","title":{"rendered":"Prezidents izsludina komercbankas saniknoju\u0161os likuma groz\u012bjumus par &#8216;nolikto atsl\u0113gu principu&#8217; \/ DELFI Bizness, 06.10.2014."},"content":{"rendered":"<div class=\"article-lead\">Neraugoties uz komercbanku protestiem, Valsts prezidents Andris B\u0113rzi\u0146\u0161 tom\u0113r izsludin\u0101jis Saeimas apstiprin\u0101tos groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, kas paredz ieviest t\u0101 saukto &#8220;nolikto atsl\u0113gu principu&#8221; attiec\u012bb\u0101 uz vien\u012bgo par\u0101dnieka m\u0101jokli, port\u0101lu &#8220;Delfi&#8221; inform\u0113ja Valsts prezidenta kancelejas Preses dienest\u0101.<\/div>\n<div id=\"bodyText\" class=\"article-custom-title\">\n<p>B\u0113rzi\u0146\u0161 ir nol\u0113mis izsludin\u0101t groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, jo Saeima skaidri paudusi gribu noteikt \u0161\u0101du jaunu regul\u0113jumu, ko apliecina konkr\u0113tais balsojums &#8211; tre\u0161aj\u0101 las\u012bjum\u0101 tikai ceturtajai da\u013cai Saeimas deput\u0101tu balsojot par eso\u0161\u0101s situ\u0101cijas saglab\u0101\u0161anu. Vienlaikus Valsts prezidents aicina Saeimu izv\u0113rt\u0113t pie\u0146emtos groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, lai to rezult\u0101t\u0101 nesamazin\u0101tos fizisko personu kredit\u0113\u0161anas pieejam\u012bba un lai tiktu turpin\u0101ts valsts atbalsts dz\u012bvojam\u0101s telpas ieg\u0101dei vai b\u016bvniec\u012bbai, it \u012bpa\u0161i lauku re\u0123ionos.<\/p>\n<p><!--more--><\/p>\n<p>L\u012bdz ar likumdo\u0161anas groz\u012bjumu izsludin\u0101\u0161anu Valsts prezidents ir nos\u016bt\u012bjis Saeimas priek\u0161s\u0113d\u0113t\u0101jai v\u0113stuli, kur\u0101 nor\u0101da uz riskiem, ko groz\u012bjumi var nodar\u012bt Latvijas tautsaimniec\u012bbai.<\/p>\n<p>Valsts prezidents atz\u012bst, ka pie\u0146emt\u0101s izmai\u0146as ierobe\u017eos liel\u0101k\u0101s da\u013cas hipotek\u0101ro kred\u012bt\u0146\u0113m\u0113ju r\u012bc\u012bbas br\u012bv\u012bbu, it \u012bpa\u0161i \u0101rpus R\u012bgas un re\u0123ionu centriem. &#8220;T\u0101 k\u0101 aiz\u0146\u0113m\u0113ja pa\u0161a l\u012bdzdal\u012bba jeb pirm\u0101 iemaksa b\u016btiski pieaugs, sasniedzot pat 40% un paaugstin\u0101sies ar\u012b procentu likmes, hipotek\u0101r\u0101 kredit\u0113\u0161ana k\u013c\u016bs praktiski neiesp\u0113jama. Rezult\u0101t\u0101 b\u016btiski samazin\u0101sies jau t\u0101 zem\u0101 darbasp\u0113ka mobilit\u0101te re\u0123ionos un tiks veicin\u0101ta iedz\u012bvot\u0101ju emigr\u0101cija, kas jau \u0161obr\u012bd ir viens no liel\u0101kajiem apdraud\u0113jumiem Latvijas valsts n\u0101kotnei,&#8221; pau\u017e B\u0113rzi\u0146\u0161.Otrk\u0101rt, Valsts prezidents v\u0113stul\u0113 atsaucas uz Latvijas Banku, kura uzskata, ka l\u012bdz ar to sa\u0161aurin\u0101sies jau \u0161obr\u012bd niec\u012bgais kredit\u0113\u0161anas apjoms, lai gan tie\u0161i \u0161obr\u012bd Eiropas Centr\u0101l\u0101 Banka nol\u0113musi s\u0101kt m\u0113r\u0137\u0113tas ilg\u0101ka termi\u0146a refinans\u0113\u0161anas oper\u0101cijas. Tas noz\u012bm\u0113 tie\u0161i Latvijas tautsaimniec\u012bbas att\u012bst\u012bbai pieejamus finan\u0161u l\u012bdzek\u013cus aptuveni 560 miljonu eiro apm\u0113r\u0101 uz \u010detriem gadiem.<\/p>\n<p>&#8220;Ar\u012b Starptautiskais Val\u016btas fonds v\u0113rsis uzman\u012bbu uz \u0161o jaut\u0101jumu, nor\u0101dot, ka groz\u012bjumi, kas samazin\u0101tu hipotek\u0101ro aiz\u0146\u0113m\u0113ju un to galvinieku atbild\u012bbu \u0137\u012blas v\u0113rt\u012bbas apm\u0113r\u0101, noz\u012bm\u0113 iev\u0113rojamu hipotek\u0101r\u0101s kredit\u0113\u0161anas samazin\u0101jumu un procentu likmju k\u0101pumu,&#8221; v\u0113stul\u0113 piebilst B\u0113rzi\u0146\u0161.<\/p>\n<p>Tre\u0161k\u0101rt, Valsts prezidents v\u0113stul\u0113 min pieredzi atsevi\u0161\u0137os Amerikas Savienoto Valstu \u0161tatos, kuros ir l\u012bdz\u012bgs regul\u0113jums. T\u0101 pier\u0101da, ka liel\u0101ka k\u013c\u016bst ne tikai aiz\u0146\u0113m\u0113ja pa\u0161a l\u012bdzdal\u012bba jeb pirm\u0101 iemaksa (t\u0101 var sasniegt 40-50%), bet ar\u012b paaugstin\u0101s hipotek\u0101ra kred\u012bta procentu likmes un kred\u012btu atmaksas discipl\u012bna samazin\u0101s aptuveni par tre\u0161o da\u013cu.<\/p>\n<p>&#8220;Nolikto atsl\u0113gu princips&#8221; noz\u012bm\u0113, ka, p\u0101rdodot mantu, kas kalpojusi k\u0101 nodro\u0161in\u0101jums, atliku\u0161\u0101s par\u0101dnieka saist\u012bbas l\u012bdz ar izsoles akta apstiprin\u0101\u0161anu tiks dz\u0113stas.<\/p>\n<\/div>\n<p>Avots: <a href=\"http:\/\/www.delfi.lv\/bizness\/biznesa_vide\/prezidents-izsludina-komercbankas-saniknojusos-likuma-grozijumus-par-nolikto-atslegu-principu.d?id=45062362#ixzz3FS8n1Wz3\">DELFI Bizness<\/a><\/p>\n<div style=\"overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Neraugoties uz komercbanku protestiem, Valsts prezidents Andris B\u0113rzi\u0146\u0161 tom\u0113r izsludin\u0101jis Saeimas apstiprin\u0101tos groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, kas paredz ieviest t\u0101 saukto<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,4,3],"tags":[],"class_list":["post-339","post","type-post","status-publish","format-standard","hentry","category-jaunumi","category-maksatnespeja","category-pubikacija"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=339"}],"version-history":[{"count":1,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/339\/revisions"}],"predecessor-version":[{"id":340,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/339\/revisions\/340"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}