{"id":267,"date":"2014-07-09T17:36:29","date_gmt":"2014-07-09T17:36:29","guid":{"rendered":"https:\/\/kreditnemejuasociacija.lv\/?p=267"},"modified":"2014-07-09T17:37:39","modified_gmt":"2014-07-09T17:37:39","slug":"db-viedoklis-ar-maksatnespejas-likumu-krit-no-viena-gravja-otra","status":"publish","type":"post","link":"https:\/\/kreditnemejuasociacija.lv\/?p=267","title":{"rendered":"DB viedoklis: Ar Maks\u0101tnesp\u0113jas likumu kr\u012bt no viena gr\u0101vja otr\u0101"},"content":{"rendered":"<div class=\"article-intro\">\n<p><strong>Saeimas divu gadu darba rezult\u0101ts ar\u00a0Maks\u0101tnesp\u0113jas likuma\u00a0groz\u012bjumiem izr\u0101d\u012bjies ka\u0137im zem astes \u2013 pirms gal\u012bg\u0101 balsojuma jaut\u0101jums no Saeimas darba k\u0101rt\u012bbas piepe\u0161i izsl\u0113gts<\/strong><\/p>\n<\/div>\n<p>Tas noz\u012bm\u0113, ka tie par\u0101dnieki, kuri kv\u0113li gaid\u012bja \u0161os likuma groz\u012bjumus, cerot uz nolikto atsl\u0113gu principa ievie\u0161anu dz\u012bv\u0113, b\u016bs spiesti v\u0113l nenoteiktu laiku paciesties. \u0145emot v\u0113r\u0101, ka pirms v\u0113l\u0113\u0161an\u0101m tautas kalpiem \u013coti pat\u012bk v\u0113l\u0113t\u0101ju priek\u0161\u0101 izcelties ar vis\u0101diem populistiskiem g\u0101jieniem, nolikto atsl\u0113gu princips jeb par\u0101dnieka atbild\u012bbas ierobe\u017eo\u0161ana tikai ar ie\u0137\u012bl\u0101to \u012bpa\u0161umu b\u016btu lieti noder\u0113jis ne vienam vien deput\u0101tam, kur\u0161 var\u0113tu sev sist pie kr\u016bts un teikt: \u00abEs to pan\u0101cu! Balsojiet par mani atkal!\u00bb Ta\u010du tagad san\u0101k mu\u013c\u0137\u012bgi un atliek tikai teksti: \u00abEs jau grib\u0113ju, tikai \u013caunie sp\u0113ki man ne\u013c\u0101va, bet n\u0101kamaj\u0101 sasaukum\u0101 gan noteikti&#8230;\u00bb<\/p>\n<p><!--more--><\/p>\n<p>Paties\u012bba gan var\u0113tu b\u016bt ban\u0101l\u0101ka, piln\u012bb\u0101 apliecinot t\u0113zi, ka liel\u0101k\u0101 da\u013ca Saeim\u0101 iev\u0113l\u0113to tautas kalpu nav nekas vair\u0101k par prastiem pogas spied\u0113jiem, kas t\u0101 ar\u012b nav ne grib\u0113ju\u0161i, ne sp\u0113ju\u0161i iedzi\u013cin\u0101ties taj\u0101, kas ar \u0161iem vai citiem likuma groz\u012bjumiem visp\u0101r b\u016btu j\u0101pan\u0101k. Divus gadus var ar likuma groz\u012bjumiem mu\u013c\u013c\u0101ties, dai\u013crun\u012bgi sol\u012bt sabiedr\u012bbai vis\u0101dus labumus, bet, kad non\u0101k l\u012bdz dar\u012b\u0161anai, tad izr\u0101d\u0101s, ka ietekm\u012bg\u0101ki sp\u0113ki noregul\u0113 \u00abpogas spied\u0113jus\u00bb, k\u0101 vajag, un tad kaut ar minim\u0101lu balsu p\u0101rsvaru viss sasol\u012btais un Saeimas komisij\u0101s sabalsotais tiek aizslauc\u012bts v\u0113stures m\u0113slain\u0113. Protams, gan jau p\u0113c k\u0101da br\u012b\u017ea atgrie\u0161an\u0101s pie \u0161\u012b jaut\u0101juma notiks, ta\u010du kas to zina, k\u0101d\u0101 griezum\u0101 un m\u0113rc\u0113.<\/p>\n<p>Kas vieniem b\u0113da, citiem atkal pa\u0161\u0101 laik\u0101 \u2013 komercbankas var priec\u0101ties, ka vi\u0146u balsis ir sadzird\u0113tas. Visticam\u0101k, ka banku lobiji tuk\u0161u nerun\u0101ja, draudot \u2013 ja nolikto atsl\u0113gu princips tiks ieviests, bankas v\u0113rs\u012bsies ne tikai pie Valsts prezidenta, prasot likumu atdot Saeimai atpaka\u013c otrreiz\u0113jai caurl\u016bko\u0161anai, bet ar\u012b Satversmes ties\u0101, jo pie\u0146emtais likums b\u016btu ar atpaka\u013cejo\u0161u sp\u0113ku. T\u0101l\u0101k\u0101 situ\u0101cijas eskal\u0101cija, visticam\u0101k, novestu jau pie Latvijai labi paz\u012bstamiem invest\u012bciju str\u012bdu pieteikumiem starptautisk\u0101s arbitr\u0101\u017eas ties\u0101s, par kur\u0101m negat\u012bva izn\u0101kuma gad\u012bjum\u0101 jau samaks\u0101tu visi Latvijas nodok\u013cu maks\u0101t\u0101ji. L\u012bdz ar to tautas kalpi zin\u0101m\u0101 m\u0113r\u0101 atrodas apburtaj\u0101 lok\u0101, kad neko nedar\u012bt ar daudzajiem kred\u012bt\u0146\u0113m\u0113jiem, kas netiek gal\u0101 ar sav\u0101m kred\u012btsaist\u012bb\u0101m, nevar, bet kaut ko b\u016btisku dar\u012bt atkal nesan\u0101k, t\u0101p\u0113c viegl\u0101k ir nek\u0101du l\u0113mumu nepie\u0146emt, t\u0113lot apmald\u012bju\u0161os trij\u0101s pried\u0113s un cer\u0113t, ka v\u0113l\u0101k gan jau kaut k\u0101&#8230;<\/p>\n<p>Paties\u012bbas labad j\u0101teic, ka nolikto atsl\u0113gu principam, kas ir cie\u0146\u0101 28 ASV \u0161tatos, bet l\u012bdz \u0161im netiek pielietots nekur Eirop\u0101, ir sava racion\u0101l\u0101 un iracion\u0101l\u0101 puse. Iracion\u0101l\u0101 puse ir t\u0101, ka notiek dal\u012b\u0161ana e\u0146\u0123e\u013cos un d\u0113monos, kur cilv\u0113ki p\u0113c savas person\u012bg\u0101s situ\u0101cijas un profesion\u0101l\u0101s pieder\u012bbas sprau\u017e birkas: labie kred\u012bt\u0146\u0113m\u0113ji un slikt\u0101s bankas vai otr\u0101di. Iracion\u0101li izturas ar\u012b bankas, kas kr\u012bt no viena gr\u0101vja otr\u0101, savulaik dodot kred\u012btus pa labi un pa kreisi, bet tagad nelok\u0101mi pieturoties pie principa \u00ab\u0113d vai mirsti\u00bb. Piem\u0113ram, kas trauc\u0113 bank\u0101m ieviest saviem klientiem izv\u0113les ties\u012bbas \u2013 ja gribi nolikto atsl\u0113gu principu, tad maks\u0101 liel\u0101ku pirmo iemaksu? Savuk\u0101rt, ja v\u0113lies pirmo iemaksu pa\u0161laik noteikto 10% apm\u0113r\u0101, tad diem\u017e\u0113l nolikto atsl\u0113gu princips nedarbosies. Turkl\u0101t \u0161\u0101ds precedents Latvij\u0101 jau ir \u2013 vismaz viena komercbanka \u0161\u0101du opciju uz jauno projektu dz\u012bvok\u013ciem saviem kred\u012bt\u0146\u0113m\u0113jiem pied\u0101v\u0101. Lai kaut ko t\u0101du ieviestu dz\u012bv\u0113, nav vajadz\u012bgi pat nek\u0101di likuma groz\u012bjumi un gadiem ilga politi\u0137u \u0146em\u0161an\u0101s. L\u012bzinga komp\u0101nijas finans\u0113 automa\u0161\u012bnu ieg\u0101di, piem\u0113rojot t\u0101 saukto nolikto atsl\u0113gu principu, bet kas liedz bank\u0101m izstr\u0101d\u0101t l\u012bdz\u012bgus principus? Daudzi gaid\u012bja ar\u012b slavenos Maks\u0101tnesp\u0113jas likuma groz\u012bjumus, jo tie \u013cautu pat uz pusi sa\u012bsin\u0101t par\u0101du dz\u0113\u0161anas termi\u0146u. Faktiski mazajiem kred\u012btiem \u2013 l\u012bdz 10 t\u016bkst. eiro tas var\u0113tu tikt noteikts kaut uz se\u0161iem m\u0113ne\u0161iem, t\u0101d\u0113j\u0101di pie viena atrisinot ar\u012b da\u013cu no t\u0101 saucamo \u0101tro kred\u012btu probl\u0113m\u0101m. Ta\u010du \u0161\u0101du l\u0113mumu pie\u0146em\u0161anai vajag v\u0113lmi un sp\u0113ju braukt pa ce\u013ca vidu, nevis velties no viena gr\u0101vja otr\u0101 vai degrad\u0113ties l\u012bdz trulu \u00abpogu spied\u0113ju\u00bb l\u012bmenim kr\u0101\u0161\u0146\u0101 J\u0113kaba ielas nama telp\u0101s.<\/p>\n<p>Avots: <a href=\"http:\/\/www.db.lv\/viedokli\/db-viedoklis\/db-viedoklis-ar-maksatnespejas-likumu-krit-no-viena-gravja-otra-417162\">Dienas Bizness<\/a><\/p>\n<p><span style=\"font-style: italic; color: #666666;\">L\u012bva Melb\u0101rzde, DB galven\u0101 redaktora vietniece<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saeimas divu gadu darba rezult\u0101ts ar\u00a0Maks\u0101tnesp\u0113jas likuma\u00a0groz\u012bjumiem izr\u0101d\u012bjies ka\u0137im zem astes \u2013 pirms gal\u012bg\u0101 balsojuma jaut\u0101jums no Saeimas darba k\u0101rt\u012bbas<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,3],"tags":[],"class_list":["post-267","post","type-post","status-publish","format-standard","hentry","category-maksatnespeja","category-pubikacija"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=267"}],"version-history":[{"count":3,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/267\/revisions"}],"predecessor-version":[{"id":270,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/267\/revisions\/270"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}