{"id":185,"date":"2014-03-06T19:45:58","date_gmt":"2014-03-06T19:45:58","guid":{"rendered":"https:\/\/kreditnemejuasociacija.lv\/?p=185"},"modified":"2014-03-06T19:51:46","modified_gmt":"2014-03-06T19:51:46","slug":"krustpunkta-nolikto-atslegu-princips-par-un-pret","status":"publish","type":"post","link":"https:\/\/kreditnemejuasociacija.lv\/?p=185","title":{"rendered":"Krustpunkt\u0101: Nolikto atsl\u0113gu princips &#8211; par un pret"},"content":{"rendered":"<p><iframe loading=\"lazy\" style=\"border: none;\" src=\"http:\/\/lr1.latvijasradio.lv\/pleijeris\/?id=34359\" height=\"364\" width=\"420\" frameborder=\"0\"><\/iframe><\/p>\n<div>\n<p>Saeim\u0101 tre\u0161aj\u0101 las\u012bjum\u0101 skat\u012bs groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, kas paredz vair\u0101k vienk\u0101r\u0161ot priv\u0101tpersonu maks\u0101tnesp\u0113jas procesu. Turpm\u0101k to var\u0113s veikt gada laik\u0101. Turkl\u0101t otraj\u0101 las\u012bjum\u0101 atbalst\u012bti groz\u012bjumi, kas paredz, ka var\u0113tu ieviest t\u0101 saucamo nolikto atsl\u0113gu principu \u2013 proti, ja cilv\u0113ks nesp\u0113j maks\u0101t kred\u012btu, vi\u0146\u0161 atdod ie\u0137\u012bl\u0101to \u012bpa\u0161umu bankai un atbr\u012bvojas no vis\u0101m par\u0101dsaist\u012bb\u0101m. Daudzi cer, ka \u0161\u0101das izmai\u0146as tiks pie\u0146emtas, bet bankas pazi\u0146oju\u0161as, ka \u0161\u0101d\u0101 gad\u012bjum\u0101 Latvij\u0101 hipotek\u0101ros kred\u012btus tikpat k\u0101 neb\u016bs iesp\u0113jams vairs sa\u0146emt un Latvijas iedz\u012bvot\u0101ji b\u016bs lieli zaud\u0113t\u0101ji. Kam taisn\u012bba, un k\u0101du rezult\u0101tu varam sagaid\u012bt Saeim\u0101?<\/p>\n<p><!--more--><\/p>\n<p>Nolikto atsl\u0113gu princips var\u0113tu k\u013c\u016bt par vienu no \u0161\u012b gada aktu\u0101l\u0101kajiem diskusiju tematiem. Vienaldz\u012bgo praktiski nav un viedoklis, ko vajadz\u0113tu dar\u012bt, ir katram, turkl\u0101t politi\u0137i, sajutu\u0161i \u0161\u0101 rudens v\u0113l\u0113\u0161anu elpu, ir \u012bpa\u0161i gatavi ieklaus\u012bties sabiedr\u012bbas viedokl\u012b. Ko \u0161\u012b principa ievie\u0161ana var\u0113tu sol\u012bt jaunu kred\u012btu \u0146\u0113m\u0113jiem un vai tas pal\u012bdz\u0113s tiem, kas \u0161obr\u012bd jau maks\u0101 savus par\u0101dus, klausieties Rud\u012btes Spakovskas sagatavotaj\u0101 materi\u0101l\u0101.<\/p>\n<p>Studij\u0101 diskut\u0113 Saeimas Neatkar\u012bgo deput\u0101tu grupas deput\u0101ts\u00a0Viktors Valainis, Latvijas Komercbanku asoci\u0101ciju p\u0101rst\u0101v\u00a0Rolands Neilands\u00a0un Kred\u012bt\u0146\u0113m\u0113ju asoci\u0101cijas valdes loceklisJ\u0101nis \u0100boli\u0146\u0161.<\/p>\n<p>Tas par ko \u0161obr\u012bd &#8220;lau\u017e \u0161\u0137\u0113pus&#8221; liel\u0101koties neatkar\u012bgie deput\u0101ti un komercbanku p\u0101rst\u0101vji, ir saist\u012bts ar hipotek\u0101riem kred\u012btiem, kas \u0146emti iepriek\u0161\u0113jos gados, si\u017eet\u0101 vair\u0101k tiek apl\u016bkota situ\u0101cija, k\u0101 var\u0113tu b\u016bt n\u0101kotn\u0113, ja b\u016btu sp\u0113k\u0101 nolikto atsl\u0113gu princips. \u0160is jaut\u0101jums ir saist\u012bts ar Hipotek\u0101r\u0101s kredit\u0113\u0161anas likumu, kas v\u0113l nav nok\u013cuvis l\u012bdz Saeimai. Deput\u0101ts Viktors Valainis uzskata, ka n\u0101kotn\u0113 noteikti b\u016btu vajadz\u012bgs, \u0146emot hipotek\u0101ro kred\u012btu, paredz\u0113t nolikto atsl\u0113gu principu, J\u0101nis \u0100boli\u0146\u0161 ar\u012b bilst, ka kred\u012bt\u0146\u0113m\u0113ju un dev\u0113ju atbild\u012bbas sadal\u012b\u0161anai \u0161\u012b k\u0101rt\u012bba b\u016btu noder\u012bga. Vien\u012bgi Rolands Neilands uzskata, ka tas sare\u017e\u0123\u012bs kred\u012bt\u0146em\u0161anas iesp\u0113jas, sad\u0101rdzinot pirmo iemaksu.<\/p>\n<p lang=\"lv-LV\">\u0160obr\u012bd Saeima divos las\u012bjumos pie\u0146emt\u0101s izmai\u0146as Maks\u0101tnesp\u0113jas likum\u0101 paredz, ja tiesnesis k\u0101du atz\u012bst par maks\u0101tnesp\u0113j\u012bgu, cilv\u0113ka par\u0101di tiek dz\u0113sti. Tas ir zin\u0101m\u0101 m\u0113r\u0101 nolikto atsl\u0113gu princips, vien\u012bgi ir j\u0101pier\u0101da, ka esi maks\u0101tnesp\u0113j\u012bgs, skaidro Viktors Valainis. Vi\u0146\u0161 ar\u012b\u00a0k\u0101rt\u0113jo reizi nor\u0101da, ka likum\u0101 paredz\u0113t\u0101s izmai\u0146as \u013caus cilv\u0113kiem atgriezties no darbiem \u0101rvalst\u012bs, iziet no \u0113nu ekonomikas tepat Latvij\u0101.<\/p>\n<p>J\u0101nis \u0100boli\u0146\u0161 nor\u0101da, ka t\u0101di gad\u012bjumi, uz kuriem attieksies likuma izmai\u0146as, b\u016bs tikai da\u017ei, jo izmai\u0146as attiecas uz gad\u012bjumiem, kad \u0146emts viens nodro\u0161in\u0101tais hipotek\u0101rais kred\u012bts m\u0101jok\u013ca ieg\u0101dei. T\u0101di gad\u012bjumi ir tikai da\u017ei no maks\u0101tnesp\u0113jas procesiem.<\/p>\n<p>Rolands Neilands preciz\u0113, ka ar maks\u0101tnesp\u0113jas pasludin\u0101\u0161anu uzreiz netiek dz\u0113stas visas cilv\u0113ka saist\u012bbas. Saist\u012bbas dz\u0113\u0161 p\u0113c bankrota proced\u016bras pabeig\u0161anas un tad pazi\u0146o, ka atbr\u012bvo no nodro\u0161in\u0101t\u0101 kreditora.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Avots: http:\/\/lr1.latvijasradio.lv\/lv\/raksts\/krustpunkta\/nolikto-atslegu-princips-par-un-pret.a34359\/<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Saeim\u0101 tre\u0161aj\u0101 las\u012bjum\u0101 skat\u012bs groz\u012bjumus Maks\u0101tnesp\u0113jas likum\u0101, kas paredz vair\u0101k vienk\u0101r\u0161ot priv\u0101tpersonu maks\u0101tnesp\u0113jas procesu. Turpm\u0101k to var\u0113s veikt gada laik\u0101.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-185","post","type-post","status-publish","format-standard","hentry","category-pubikacija"],"_links":{"self":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=185"}],"version-history":[{"count":3,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/185\/revisions"}],"predecessor-version":[{"id":189,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=\/wp\/v2\/posts\/185\/revisions\/189"}],"wp:attachment":[{"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditnemejuasociacija.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}